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MORTGAGE BASICS

We are committed to providing a seamless mortgage experience, from the time you contact us until the time we close on your home. Our team has years of experience in the industry and is skilled in all aspects of mortgages, from fixed-rate loans to refinancing.

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Application Checklist

This application checklist serves as a guide to help you stay organized and prepared. Whether you're applying for a loan, or any other application-based endeavor, following this checklist will help you stay on track and increase your chances of success.
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Credit

Credit is a financial concept that is pivotal in individuals' and businesses' lives. It refers to the ability to borrow money or obtain goods and services with the promise of repayment in the future.
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Closing Costs

Closing costs refer to the fees and expenses associated with the final stage of a real estate transaction when transferring ownership of a property from the seller to the buyer
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Appraisals

Appraisals refer to estimating a property's value, considering various factors such as location, size, condition, amenities, and market conditions.
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private mortgage insurance

Private Mortgage Insurance (PMI) is a type of insurance that protects lenders in case a borrower defaults on their mortgage payments.
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Refinance

When you refinance, you replace your current mortgage with a new one that typically comes with improved terms and a lower interest rate.
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Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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