We're called Hero Mortgage for good reason.

Complete a Chapter 13 bankruptcy faster. Buy a home even one day out of bankruptcy. Negotiate unsecured debt before even thinking about bankruptcy. Use the equity in your home!

Simply call Hero Mortgage.

We have programs designed to get you back on track to better financial health. Here’s an example of what we can do for you:



Chapter 13 Bankruptcy Buy-Out Program


  • Loans to 85% of the value of your home

  • Interest Only programs

  • Current payment history for one year

  • Self-employment income okay

  • 12 months bank statements can be used for income


  • Ch. 7 Home Ownership Plan

  • 100% financing available for 600 credit scores

  • One-day out of bankruptcy okay

  • Up to 85% financing with a 540 credit score

  • Work with a credit specialist



  • Debt Negotiation

  • Negotiate your debt for less than what you owe

  • Use the equity in your home as a lumpsum payoff

  • Work with attorneys that get the best deals

  • Pull equity BEFORE negotiation

  • Quicker credit recovery

  • Charge-offs, collections--no problem



  • Preparation for better financial health

  • On-time payments to the bankruptcy trustee each month

  • On-time payments to your mortgage(s)each month

  • Keep complete records of all payments

  • Consider certified mail for all payments

  • Keep your credit report up to date

  • After bankruptcy, re-establish credit

  • Maintain good work history

  • Call us. We can help.


  • Give us a call today or apply online, and let us go to work for you!

    866-709-0263



    Contact Information:

    Christine Hines
    Hero Mortgage
    15760 Ventura Blvd., Suite 1101
    Encino, CA 91436
    Ph:866.709.0263
    Fax:818.380.7602
    Email:hines@heromortgage.com
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